Council Tax Calculator (2026/27)
Free UK Council Tax calculator and instant council tax calc by postcode. Check council tax bands (A–H) to calculate how much council tax you will pay across your billing authority, police, fire, and parish precepts.
Enter your postcode
What's your Council Tax band? (Optional)
Leave unselected to view all bands A to H for your council, or tap a band to highlight your specific rate.
Enter parish or town name (optional)
If your address is in a parish, town, or village with its own council (e.g. Kenilworth, Ilkley, Alnwick), enter it below for your exact local rate. If you live in an unparished area or city centre, leave this blank.
* Enter your postcode in Step 1 to begin.
How to Calculate Council Tax in the UK
Council Tax bills are calculated by multiplying your local billing authority's Band D baseline charge by the statutory band ratio set in the Local Government Finance Act 1992.
All bands are fixed fractions of Band D, ranging from 6/9 (Band A) to 18/9 (Band H).
Represents £217.10/mo across standard 10 instalments, or £180.92/mo across 12 months.
If only one qualifying adult resides in the property, the annual bill is reduced by exactly 25%.
| Band | 1991 Valuation | Statutory Ratio | National Avg / Year | 10 Monthly Payments | 12 Monthly Payments | Single Adult (-25%) |
|---|---|---|---|---|---|---|
| Band A | Up to £40,000 | 6/9 (66.7%) | £1,447 | £144.70 | £120.58 | £1,085 |
| Band B | £40,001 to £52,000 | 7/9 (77.8%) | £1,689 | £168.90 | £140.75 | £1,267 |
| Band C | £52,001 to £68,000 | 8/9 (88.9%) | £1,930 | £193.00 | £160.83 | £1,448 |
| Band DBaseline | £68,001 to £88,000 | 9/9 (100.0%) | £2,171 | £217.10 | £180.92 | £1,628 |
| Band E | £88,001 to £120,000 | 11/9 (122.2%) | £2,653 | £265.30 | £221.08 | £1,990 |
| Band F | £120,001 to £160,000 | 13/9 (144.4%) | £3,136 | £313.60 | £261.33 | £2,352 |
| Band G | £160,001 to £320,000 | 15/9 (166.7%) | £3,618 | £361.80 | £301.50 | £2,714 |
| Band H | Over £320,000 | 18/9 (200.0%) | £4,342 | £434.20 | £361.83 | £3,257 |
What Precept Layers Make Up Your Total Annual Bill?
Funds local district or unitary council services including refuse collection, local planning, and parks.
In two-tier areas, funds county services like highways, education, and the statutory Adult Social Care precept.
Fixed statutory precepts set independently by your Police & Crime Commissioner and Fire & Rescue Service.
Hyper-local levy set by civil parishes for village halls, allotments, footpaths, and community centres.
Want the full picture on a property — sale history, flood risk, planning activity, EPC, and more?
Frequently Asked Questions About Council Tax
Official MHCLG statutory rules, multi-tier precept breakdowns, and valuation bands.
| Band | Property Value (as of 1 April 1991) | Ratio to Band D | Relative Proportion |
|---|---|---|---|
| Band A | Up to £40,000 | 6/9 (66.7%) | Lowest standard rate |
| Band B | £40,001 to £52,000 | 7/9 (77.8%) | Below average |
| Band C | £52,001 to £68,000 | 8/9 (88.9%) | Typical semi-detached/terrace |
| Band D | £68,001 to £88,000 | 9/9 (100.0%) | National benchmark band |
| Band E | £88,001 to £120,000 | 11/9 (122.2%) | Above average |
| Band F | £120,001 to £160,000 | 13/9 (144.4%) | Substantial residential |
| Band G | £160,001 to £320,000 | 15/9 (166.7%) | High-value residential |
| Band H | Over £320,000 | 18/9 (200.0%) | Highest rate (2x Band D) |
| Band | Average Annual Charge (2026/27) | Standard 10-Month Instalment | 12-Month Spreading Option | With 25% Single Discount |
|---|---|---|---|---|
| Band A | £1,447 / year | £144.70 / month | £120.58 / month | £1,085 / year |
| Band B | £1,688 / year | £168.80 / month | £140.67 / month | £1,266 / year |
| Band C | £1,930 / year | £193.00 / month | £160.83 / month | £1,448 / year |
| Band DNational Avg | £2,171 / year | £217.10 / month | £180.92 / month | £1,628 / year |
| Band E | £2,653 / year | £265.30 / month | £221.08 / month | £1,990 / year |
| Band F | £3,136 / year | £313.60 / month | £261.33 / month | £2,352 / year |
| Band G | £3,618 / year | £361.80 / month | £301.50 / month | £2,714 / year |
| Band H | £4,342 / year | £434.20 / month | £361.83 / month | £3,257 / year |
To calculate Council Tax: (1) Find the property's valuation band (Bands A to H in England based on 1991 values). (2) Identify the local authority's Band D baseline charge, which combines district, county, police, fire, and parish precepts. (3) Multiply by the statutory band ratio: Band A (6/9), Band B (7/9), Band C (8/9), Band D (9/9 or 100%), Band E (11/9), Band F (13/9), Band G (15/9), and Band H (18/9 or 200%). (4) Deduct statutory discounts such as the 25% single-person reduction.
Statutory Council Tax Calculation & Valuation Guides
Detailed statutory guides on 1991 valuation thresholds, Band D multiplier formulas, single person discounts, and precept caps.
Band D baseline multipliers (6/9 to 18/9), local authority precepts, and step-by-step statutory calculation formulas.
Statutory 1 April 1991 English capital value limits for Bands A through H and 2026 inflation-adjusted estimates.
1991 second-gear drive-by valuation errors, Improvement Indicators ('I' marker), and neighbour appeal precedents.
Sole resident rules, statutory disregarded persons (students, carers, SMI), and claiming backdated rebates.
Check if your property was placed in the wrong 1991 band and claim a statutory backdated refund.
Identify your exact unitary, district, or borough billing authority and ward boundaries in 1 click.
Localism Act 2011 4.99% threshold (2.99% core + 2% social care), Section 114 dispensations, and uncapped parishes.
Comparing local authority rates across major UK metropolitan regions? Access comprehensive regional due diligence briefs including council resolution rates, Land Registry price benchmarks, and flood risk catchment models:
Local Authority Council Tax Rates (2026/27 Precept Hubs)
Inspect official statutory Band A to H charges, single occupant discount calculations, and precept allocations for major UK councils.
Council Tax bands in England and Scotland are based on property market values as of 1 April 1991. Bands in Wales are based on 1 April 2003 values.
Charges include billing authority requirements, county precepts, adult social care, and police/fire services.